The Stress Test is the Recession

Author: Venque Francis

Publisher: FriesenPress

ISBN: 152554845X

Category: Business & Economics

Page: 53

View: 8435


Here is a compelling first-person account of a young person’s experience purchasing his first home in a correcting real-estate market. There is much wisdom here for other early birds, hoping to catch the same juicy worm. The idea of owning real estate at just twenty-two years old seems inconceivable to most of us, but the author was able to pull it off courtesy of a combination of patience, restraint, and smart investing that took advantage of a market poised for plundering. From his childhood, the author was the beneficiary of his parents’ advice and experience. From the start, he learned the value of holding back on buying anything until it could be justified by long-term investment, and of sidestepping purchases that don’t promise a return. Among the book’s more practical pieces, find an outline of the steps associated with purchasing a home, including wrapping your head around conditional offers, securing approval from an insurer about the insurability of the house in question, and appreciating the fine print around closings, down payments, and the various players involved in the transaction.

Stress-testing the Banking System

Author: Mario Quagliariello

Publisher: Cambridge University Press

ISBN: 1139482831

Category: Business & Economics

Page: N.A

View: 7109


Stress tests are used in risk management by banks in order to determine how certain crisis scenarios would affect the value of their portfolios, and by public authorities for financial stability purposes. Until the first half of 2007, interest in stress-testing was largely restricted to practitioners. Since then, the global financial system has been hit by deep turbulences, including the fallout from sub-prime mortgage lending. Many observers have pointed out that the severity of the crisis has been largely due to its unexpected nature and have claimed that a more extensive use of stress-testing methodologies would have helped to alleviate the repercussions of the crisis. This book analyses the theoretical underpinnings, as well as the practical aspects, of applying such methodologies. Building on the experience gained by the economists of many national and international financial authorities, it provides an updated toolkit for both practitioners and academics.

Neurology of the Newborn

Author: Joseph J. Volpe

Publisher: Elsevier Health Sciences

ISBN: 1416039953

Category: Medical

Page: 1094

View: 2170


Providing the latest insights in neonatal neurology, the author has completely revised this edition from cover to cover, describing everything from the most up-to-the-minute discoveries in genetics through the latest advances in the diagnosis and management of neurologic disorders, providing the clinical guidance needed to provide the most effective care for neonates with neurological conditions.

Reverse Stress Testing in Banking

Author: Michael Eichhorn,Tiziano Bellini,Daniel Mayenberger

Publisher: Walter de Gruyter GmbH & Co KG

ISBN: 3110647907

Category: Business & Economics

Page: 583

View: 1613


Reverse stress testing was introduced in risk management as a regulatory tool for financial institutions more than a decade ago. The recent Covid-19 crisis illustrates its relevance and highlights the need for a systematic re-thinking of tail risks in the banking sector. This book addresses the need for practical guidance describing the entire reverse stress testing process. Reverse Stress Testing in Banking features contributions from a diverse range of established practitioners and academics. Organized in six parts, the book presents a series of contributions providing an in-depth understanding of: Regulatory requirements and ways to address them Quantitative and qualitative approaches to apply reverse stress testing at different levels – from investment portfolios and individual banks to the entire banking system The use of artificial intelligence, machine learning and quantum computing to gain insights into and address banks’ structural weaknesses Opportunities to co-integrate reverse stress testing with recovery and resolution planning Governance and processes for board members and C-suite executives Readers will benefit from the case studies, use cases from practitioners, discussion questions, recommendations and innovative practices provided in this insightful and pioneering book.

Handbook of Financial Stress Testing

Author: J. Doyne Farmer,Alissa M. Kleinnijenhuis,Til Schuermann,Thom Wetzer

Publisher: N.A

ISBN: 1108830730

Category: Business & Economics

Page: 500

View: 6261


Discover current uses and future development of stress tests, the most innovative regulatory tool to prevent and fight financial crises.

Accelerated Stress Testing Handbook

Author: H. Anthony Chan,Paul J Englert

Publisher: Wiley-IEEE Press

ISBN: N.A

Category: Technology & Engineering

Page: 410

View: 9666


Electrical Engineering Accelerated Stress Testing Handbook Guide for Achieving Quality Products As we move closer to a genuinely global economy, the pressure to develop highly reliable products on ever-tighter schedules will increase. Part of a designer's "toolbox" for achieving product reliability in a compressed time frame should be a set of best practices for utilizing accelerated stress testing (AST). The Accelerated Stress Testing Handbook delineates a core set of AST practices as part of an overall methodology for enhancing hardware product reliability. The techniques presented will teach readers to identify design deficiencies and problems with component quality or manufacturing processes early in the product's life, and then to take corrective action as quickly as possible. A wide array of case studies gleaned from leading practitioners of AST supplement the theory and methodology, which will provide the reader with a more concrete idea of how AST truly enhances quality in a reduced time frame. Important topics covered include: * Theoretical basis for AST * General AST best practices * AST design and manufacturing processes * AST equipment and techniques * AST process safety qualification In this handbook, AST cases studies demonstrate thermal, vibration, electrical, and liquid stress application; failure mode analysis; and corrective action techniques. Individuals who would be interested in this book include: reliability engineers and researchers, mechanical and electrical engineers, those involved with all facets of electronics and telecommunications product design and manufacturing, and people responsible for implementing quality and process improvement programs.

Joslin's Diabetes Mellitus

Author: Elliott Proctor Joslin,C. Ronald Kahn

Publisher: Lippincott Williams & Wilkins

ISBN: 9780781727969

Category: Medical

Page: 1244

View: 6232


The "bible" on diabetes mellitus is now in its Fourteenth Edition—thoroughly revised and updated by more than 80 noted experts from the Joslin Diabetes Center and other leading institutions worldwide. This edition includes a new eleven-chapter section on hormone action and the regulation of metabolism. The section on definition and pathogenesis now includes chapters on genetics, diabetes in Asia and Africa, and diabetes in U.S. minority groups. Other new chapters cover retinopathy, cardiovascular disease, wound healing, and treatment of women with diabetes. All of the Fourteenth Edition's figures have been completely updated.

Macroprudential Stress Tests and Policies: Searching for Robust and Implementable Frameworks

Author: Ron Anderson,Jon Danielsson,Chikako Baba,Mr.Udaibir S Das,Mr.Heedon Kang,Miguel A. Segoviano Basurto

Publisher: International Monetary Fund

ISBN: 1484375831

Category: Business & Economics

Page: 79

View: 9377


Macroprudential stress testing (MaPST) is becoming firmly embedded in the post-crisis policy-frameworks of financial-sectors around the world. MaPSTs can offer quantitative, forward-looking assessments of the resilience of financial systems as a whole, to particularly adverse shocks. Therefore, they are well suited to support the surveillance of macrofinancial vulnerabilities and to inform the use of macroprudential policy-instruments. This report summarizes the findings of a joint-research effort by MCM and the Systemic-Risk-Centre, which aimed at (i) presenting state-of-the-art approaches on MaPST, including modeling and implementation-challenges; (ii) providing a roadmap for future-research, and; (iii) discussing the potential uses of MaPST to support policy.

Maternal & Child Health Nursing

Author: Adele Pillitteri

Publisher: Lippincott Williams & Wilkins

ISBN: 1582559996

Category: Medical

Page: 1778

View: 8254


Growing research shows that many children from immigrant and refugee families are not doing well in school, due in part to linguistic and cultural disadvantages. Teaching dual-language learners requires cultural sensitivity, an understanding of language acquisition, and intentional teaching strategies. Combining research and techniques, this resource helps early childhood educators support dual-language learners as they develop the skills necessary for school readiness and success.

Fetal Monitoring Interpretation

Author: Micki L. Cabaniss,Michael G. Ross

Publisher: Lippincott Williams & Wilkins

ISBN: 1608313816

Category: Medical

Page: 501

View: 515


Thoroughly updated for its Second Edition, Fetal Monitoring Interpretation describes and illustrates the full range of patterns revealed by fetal monitoring and explains their clinical significance. The book uses case studies and high-quality tracings accompanied by detailed teaching diagrams usually found only in anatomical and surgical atlases. This edition includes twenty new case illustrations with teaching diagrams and five added tracings that present rare and unique patterns. The text incorporates current terminology. Five new sections cover fetal stress dynamic changes and other pattern dynamics; antepartum monitoring; patterns associated with disease states and other conditions; adjunctive methods of fetal assessment; and medico-legal considerations in fetal monitoring.